Surf the Money
Wave with Kudiwave
Surf the Money Wave with Kudiwave

With super fast transfers, and virtual dollar card, Kudwave makes sending, receiving
and managing your money easy, like you’re surfing the money wave.

With super fast transfers, and virtual dollar card, Kudwave makes sending, receiving and managing your money easy, like you’re surfing the money wave.

Download the app
Kudiwave in partnership with 9 Payment Service Bank which is licensed by the CBN as a
Mobile Money Operator and funds insured by the NDIC
Kudiwave in partnership with 9 Payment Service Bank which is licensed by the CBN as a Mobile Money Operator and funds insured by the NDIC
Licensed by the CBN         Deposits insured by    
Your daily finances simplified with our
wavey Experiences
Your daily finances simplified with our wavey Experiences
User-Friendly
Interface
Secure
Transactions
Instant
Transfers
Global
Accessibility
Reliable 24/7
Support
User-Friendly
Interface
Secure
Transactions
Instant
Transfers
Global
Accessibility
Reliable 24/7
Support
Send ₦500,000 to @darlene
Confirm
Send ₦500,000 to
Confirm
Seamless Money Transfers
Send and receive money effortlessly with Kudiwave, designed for swift, secure, and simple transactions. Whether sending to family, paying for services, or receiving payments, Kudiwave has you covered.
Request
Request ₦25,000 from
Easy Money Requests with Wavetag
Need to request money? With Kudiwave, just specify the amount, enter your friend's Wavetag, and hit request. They’ll receive and fulfill your request instantly.
9 Payment Service Bank
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Convenient Wallet Deposits
Deposit money easily into your Kudiwave wallet. After completing KYC, you'll receive a unique Virtual Account Number, ensuring secure and personalized deposits.
Global Spending with
Virtual Dollar Card
Enjoy global spending with our Virtual Dollar Card. Shop, subscribe, and pay anywhere Mastercard or Visa is accepted. Your financial reach is limitless with Kudiwave.
On the mission to make sending and receiving money as effortless as possible

We’ve designed Kudiwave as a solution that combines innovation, security, and user-friendly features to enhance your financial experience.

Effortless Money Transfers

Send and receive money swiftly using Wavetags or QR codes.

Simple Money Requests

Request money from friends with just their Wavetag.

Secure Wallet Deposits

Deposit funds easily with a unique Virtual Account Number after completing KYC.

Global Spending Power

Use our Virtual Dollar Card to spend anywhere Mastercard or Visa is accepted.

Real human support and guide
Real human
support and guide

Get real human support when you need it on all your money affairs. Have questions? Send
to our Help team via in-app or simply call us.

Get real human support when you need it on all your money affairs. Have questions? Send to our Help team via in-app or simply call us.

What is Kudiwave?

Kudiwave is a fintech application that allows users in Nigeria to send and receive money effortlessly, request money from friends, and spend globally with a Virtual Dollar Card.

How do I receive money on Kudiwave?

To receive money, share your Wavetag with the sender, who will then be able to send funds directly to your account.

How do I get a Virtual Dollar Card??

Complete the KYC process, and you’ll be eligible to apply for and receive a Virtual Dollar Card on the Kudiwave app.

Some Questions you may need answers to
See all Frequently Asked Questions
Surf the Money Wave with Kudiwave, download the app
Join thousands of Nigerians who trust Kudiwave for their daily financial needs. Download the Kudiwave app today and experience a new wave of financial freedom.
Download the app